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AM
Amarbank

Product Tunaiku Circle Lead

Location
Jakarta
Work mode
on-site
Type
full-time
Department
Information Technology (IT) & Operations, Product, Design & Research
Last seen
1d ago
This role is accountable not only for building great products (strategy & innovation), but also for establishing robust product governance & world-class product culture that promotes core values of Customer focus, Experimentation, and Focus on Result.
Responsibilities:
•
Strategic & Portfolio Leadership
•
Define and drive a customer-centric, data-informed product strategy aligned with Amar Bank’s purpose and growth goals.
•
Prioritize and govern multiple product lines at different maturity stages—balancing innovation with operational and regulatory stability.
•
Lead, define, represent, and communicate Digital Product Line Vision, Strategy, and OKR for all stakeholders
•
Lead, Define, Represent, Communicate Quarter Key Strategic Cross Product Line Strategy and Initiative for all stakeholders
•
Own key strategic initiatives from product line discovery, delivery, experimentation, and effectively communicate progress & outcomes with top-level stakeholders (Business Heads, CTO, CEO)
•
Manage the whole product line lifecycle from discovery, delivery, deployment, marketing, and retirement
•
Become the key product evangelist and participate in press activities, conferences, discussions with thought leaders, and market analysts.
•
Product Governance & Risk Management
•
Establish and enforce product governance processes across ideation, development, rollout, and sunsetting.
•
Ensure compliance with OJK/BI requirements, data privacy laws, and internal control frameworks.
•
Collaborate with Risk, Compliance, Legal, and Internal Audit to integrate checkpoints and traceability into product delivery.
•
Drive documentation standards, audit readiness, and approval flows (e.g., Product Committee reviews, risk assessments).
•
Team Leadership & Development
•
Mentor senior leaders across the team, instill a culture of customer focus, experimentation, focus on results and ownership
•
Create clarity in structure, accountability, and cross-functional collaboration across teams.
•
Determine the whole product organization team improvement Vision & Semester Direction
•
Ensure that the whole product organization structure, manpower planning, and overseeing budget allocation are effective
•
Build incredible teams and processes to deliver products that satisfy the needs of customers & meet company objectives
Requirement
•
8+ years of experience in product leadership roles
•
4+ years of experience managing B2C digital loan application (BNPL/Cash Loan)
•
Ownership mindset, Drive to Learn, Grit & Resilience
•
Proven ability to engage and influence C-level stakeholders across product, technology, and business functions. operate with a high degree of autonomy — translating goals into actionable strategy, setting governance standards, and driving execution without close oversight.
•
Mastery of product analytics, operations, discovery, delivery, experimentation, and governance.
•
Proven experience setting up or operating within robust product governance frameworks & toward world-class product culture (Discovery/Experimentation/Analytics)
•
Fluent in English, both written and verbal.
Bonus Point If:
•
A Master’s degree or MBA is highly desirable.
•
Proven experience managing B2C loan products in international or multi-market environments.
•
Experience managing product manager, product designer & product researcher directly
•
Strong understanding of the financial services system and compliance responsibilities at the product level.
•
Familiar with Product Analytics Tools (Looker, Mixpanel), AB Testing tools (Statsig, AB Tasty), screen-recording tools, JIRA,
•
Deep understanding of digital loan, digital banking, SME Banking, and Embedded Banking.
•
Strong grasp of Indonesia’s financial ecosystem and regulatory landscape, including dealings with OJK, Bank Indonesia, and industry associations.
•
Strong understanding of the Indonesian market & customer behavior
•
Fluent in Bahasa Indonesia, both written and verbal.
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