We are looking for a Senior QA Automation / Manual Tester with a proven background in fintech, banking, or payment platforms. The role centers on validating SEPA, SWIFT, and Visa payment flows, including ISO 20022 messaging, 3DS2 authentication, and PCI DSS Level 1 compliance controls. The consultant will work across microservice and API layers, covering end-to-end transaction lifecycle testing, resilience validation, and audit-ready documentation within a complex, regulated payment environment.
Key Responsibilities:
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Test SEPA credit transfer flows, SWIFT MT / ISO 20022 message flows, and Visa card payment flows, including 3DS2 authentication.
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Perform API, contract, schema, and integration testing at the microservice layer, including async/event-driven workflow testing across queues, retries, and DLQ.
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Execute structured test scenarios across SEPA, SWIFT, and Visa payment workstreams and validate end-to-end transaction lifecycle flows, reconciliation, settlement, and data consistency.
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Conduct resilience testing including retries, circuit breakers, DLQ, failover, and idempotency validation, as well as performance, load, and stress testing for platform stability.
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Develop, execute, and integrate automated test suites into CI/CD pipelines.
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Produce audit-grade test evidence and traceability documentation for PCI DSS compliance.
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Validate web, mobile, and cross-platform functional consistency and regression coverage.
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Collaborate with developers, DevOps, and security teams to identify, track, and verify defect resolution.
Must-Have Requirements:
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5+ years of QA automation experience, with a minimum of 3+ years in fintech, banking, or payment platforms.
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Strong experience in API testing and microservice integration testing using Postman, REST Assured, or similar tools.
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Proficiency in Java, JavaScript, or Python for automation scripting and test development.
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Hands-on experience with automation frameworks such as Selenium, Cypress, or Playwright.
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Experience integrating automated tests into CI/CD pipelines using Jenkins, GitHub Actions, or equivalent tools.
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Hands-on experience testing SEPA, SWIFT, and Visa card payment flows, including ISO 20022 messaging.
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Solid understanding of PCI DSS compliance controls, OWASP security concepts, authentication, and encryption validation.
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Familiarity with AWS environments, including CloudWatch logging, monitoring, and observability validation.
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Strong understanding of resilience testing concepts including retries, failover, circuit breakers, DLQ, and idempotency.
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Experience producing structured, audit-ready QA documentation and test traceability evidence.