EDUCATION
• Degree or equivalent work experience equally preferable
• Degree in finance, accounting or other relevant field
CERTIFICATIONS
WORK EXPERIENCE
• Experience within a complex financial services environment
• Working knowledge of financial products, accounting principles and compliance regulations
• Exposure to commercial and corporate lending processes
FUNCTIONAL SKILLS
• Knowledge of:
• Business processes, systems and tools used in the loan process
• Various lending systems (ACBS, AFS, OVS)
• Risk types, policies and control measures and processes
• Applicable laws, rules, regulations and policies
• Reconciliations, budget tracking, and reporting
• Ability to interact with customers, investors/lenders/agent banks
• Experience preparing and reviewing loan documentation
FOUNDATIONAL SKILLS
• Communicates effectively
• Identifies multiple paths to success through the development of analytical, critical thinking, and decision-making skills
• Exercises sound judgement and strives for continuous improvement
• Demonstrates optimism, resilience, flexibility, and openness to others’ ideas
• Learns while doing
• Actively listens and asks thoughtful questions
• Leverages available technology to achieve efficiency and results
• Engages inclusively and with intent
• Always acts with integrity
RESPONSIBILITIES
• Support the servicing activities for a portfolio of commercial loans including analyzing and maintaining data and products, such as lines of credit, reimbursements, syndications, and agency loans, for commercial and corporate loans, including special assets and real estate special assets
• Prepare loan documentation while supporting a variety of loan processing tasks within a complex loan operations environment
• Support:
• Interest and commitment fee processing
• Deal closings, restructures, and amendments
• Booking of borrowings, increases, rollovers, pay downs, payoffs, and commitment reductions
• Processing and maintaining collateral and associated insurance
• Investigating discrepancies and general ledger reconciliation
• Post closing and special asset activities
• Help ensure all lending transactions are booked and managed correctly, minimizing operational risks and losses and ensuring compliance with all bank policies and procedures
• Escalate control gaps and issues to senior management and support implementation of appropriate procedures and solutions to mitigate any risk or control losses
• Assist with servicing of revolving credit facilities, term loan facilities, collateralized lending obligations, asset securitizations, and asset-based lending
• Continue developing a robust understanding of loan procedures and industry standards