Our Personal Lending Regulatory Programs team helps protect the bank and support a strong client experience by ensuring collateral strategies, data, and monitoring practices are effective, accurate, and aligned with regulatory expectations. As a Senior Manager, Portfolio Analytics and Insights, you’ll lead complex analysis and strategic recommendations to optimize collateral management across the RESL portfolio. You’ll provide data-driven insights to support appraisal strategy, maximum loan amount calculations, and broader product strategy monitoring, while identifying opportunities to improve processes, data quality, and drive operational efficiency. You’ll partner with the business to generate competitive insights and analysis on emerging market and risk trends, supporting sustainable portfolio growth, strong client outcomes, and portfolio resilience. You’ll work closely with partners across Risk, Retail Operations, Legal, Compliance, Audit, Treasury, and Business Intelligence to develop business cases, implement strategic initiatives, and track results. You’ll also act as a subject matter expert, helping the team adapt to collateral management practices as personal borrowing strategies evolve.