Competitive Intelligence & Market Insights
· Lead the competitive intelligence program covering large bank peers: financial performance, KPIs, strategy changes, pricing/portfolio dynamics, credit trends, capital and liquidity actions, and regulatory developments.
· Develop peer dashboards, scorecards, and quarterly competitor insights that inform leadership’s understanding of market positioning.
· Monitor earnings releases, conference presentations, and strategic announcements across peer institutions; provide timely analysis and implications.
· Track and synthesize sell-side research, investor commentary, and market sentiment to identify themes that are resonating with the Street—and those that are not.
Sell-Side Modeling & Consensus Analytics
· Build, maintain, and enhance a financial model to forecast how analysts are likely to interpret company performance trends.
· Conduct scenario analyses on rate paths, deposit pricing/betas, loan growth, credit normalization, hedging strategies, CECL impacts, and capital actions.
· Own consensus tracking, variance analysis, and reconciliation of sell-side assumptions vs. internal expectations.
· Produce valuation, attribution, and peer rerating analyses (e.g., P/E, P/TBV, ROTCE vs. COE, capital return implications).
Earnings & Disclosure Support
-Play a central role in the earnings preparation process:
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Contribute to the earnings press release, slides, Q&A materials, talking points, and internal briefing documents.
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Identify key themes and potential Street reactions.
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Ensure accuracy, consistency, and clarity across disclosures.
Stakeholder Engagement & Communication
· Provide the Head of IR, CFO, Executive Leadership Team, and Board with clear, actionable insights derived from competitive analysis and Street modeling.
· Support investor and analyst meetings, conference participation, and non-deal roadshows.
· Build strong relationships across Finance, Accounting, Corporate Communications, Legal, Treasury/ALM, and other business segments.
Leadership & Team Development
· Manage, coach, and develop a Senior Associate focused on competitive intelligence.
· Establish clear goals, review cycles, and professional development paths.
· Ensure high-quality processes, documentation, and analytical rigor across all work products.
Additional Responsibilities
· Support broader IR initiatives: investor targeting, perception studies, annual report elements, and IR program enhancements.
· Serve as a subject matter expert for internal partners on investor expectations, competitive trends, and sector dynamics.
· Other duties as assigned to support the needs of the IR function.