o Ability to independently review, analyze, evaluate, and solve complex DMV transactions by applying knowledge of DMV titling process and procedures.
o Release titles to Members upon loan payoff and perform file maintenance on Member accounts as needed.
o Investigate and research incomplete or inaccurate equity and vehicle payoffs that impact credit reporting, vehicle title issues, and equity releases.
o Submit all vehicle/vessel title documents to DMV to ensure RCU is lienholder for secured loans.
o Reconcile DMV refunds and receipts after completion of processing.
o Maintain and identify trends in the paperless title system to ensure all pending liens and errors are completed and correct. Identify opportunities to coach and train business partners on trends identified, and further notify management of status, issues, and proposed resolutions.
o Obtain and analyze California Vehicle Record (CVR) reports for staff as requested.
o Explain the proper use of DMV forms to Members and team members in Consumer Lending Branches and the MSC.
o Perform follow-up on aging, outstanding titles, and work directly with appropriate party (dealer, lienholder, Member, non-Member, the DMV), until the problem is resolved.
o Return titles to Members when received in error from another financial institution.
o Provide assistance to management in completing higher level tasks and projects, including solving complex chain of title issues.
o File Uniform Commercial Codes (UCC) with Secretary of State on collateral as required.
Member/Team Member Support:
o Provide exceptional service to all members, volunteers, internal team members, and service providers.
o Provide high-level support and technical assistance to the MSC, FAD, Branches, and other departments, to ensure complete and accurate DMV paperwork is provided.
o Ensure confidentiality and safeguard sensitive Member information.
o Research and resolve Member and team member concerns as directed.
o Represent RCU in a courteous and professional manner at all times.
o Supply Members with accurate information regarding loan products and services.
o Compose and type letters, memos, e-mails and reports for staff as needed.