We are seeking a hands-on Data Scientist to own the detection strategy behind our AI-powered Fraud and AML Solutions suite. You will design the logic that decides what gets flagged — typologies, segmentation, thresholds, and false-positive tradeoffs — across Real-Time Payments (RTP), ACH, Wire, Check, and Application/Onboarding. You will also solve the industry-wide “Cold Start” problem: designing detection that protects new clients from day one, before their historical data is fully integrated. Working at the intersection of fraud domain expertise and data, you will partner closely with our Product, Strategy, Data Science, Delivery, and Engineering teams to translate how fraud actually happens into scalable, automated defenses. This is a strategy and analytics role — you will work in Python and SQL every day, but the core of the job is judgment about risk.