Primary Responsibilities:
Prepares monthly and quarterly management and Board of Directors reports. Analyzes the credit risk trends within the various Bank portfolios and regions to identify potential regulatory, policy, or operational risk issues. Prepares written analysis to report to management.
Executes, analyzes, and maintains a modeling database including key data elements derived from the core system to support the timely and accurate completion of the Allowance for Credit Loss (ACL) reporting. This will also include preparing the ACL portion of the Dodd Frank Act Stress Test (DFAST) reporting.
Executes and analyzes monthly asset quality reporting for manager review. Ensures reports are timely, accurate and comply with regulatory guidance for quarterly reporting. Practices continuous process improvement in data aggregation and reporting.
Executes and analyzes monthly loan concentration reports. Performs specific concentration analysis that includes asset quality, trends, various segregations of the specific portfolio, macroeconomic commentary and market research layers.
Execute, analyze, and distribute daily, weekly, and monthly collateral monitoring reports and Commercial Credit compliance reports.
Analyzes on-going Credit Risk reporting features on a timely basis and implements process improvements as directed by management to correspond with changes in regulatory, policy, or operational risk issues.
Executes and analyzes data exception reporting, works with various departments to ensure accuracy of data used in Bank wide reporting. Sends corrective data maintenance on an as needed basis.
Performs other related duties and projects as assigned.