You’re a senior commercial underwriter who thinks in systems — here to encode your judgment into the appetite rules, routing logic, and submission standards an AI can run, not just to quote and bind one account at a time.
Great underwriting judgment exists. Almost none of it compounds. It’s trapped in individual inboxes, one-off decisions, messy submissions, and tribal knowledge — and that’s most true in specialty commercial and E&S, where risk moves through emails, PDFs, ACORDs, supplementals, portals, spreadsheets, loss runs, unclear narratives, and broker notes that may or may not answer what an underwriter actually needs to know.
We’re building the opposite: an operating system where underwriting judgment, submission quality, appetite logic, market routing, and broker workflows become infrastructure. This is exactly the “turn human judgment into compute” bet, pointed at the part of insurance that’s hardest to systematize. Your judgment is the raw material.
This is not a traditional underwriting seat. You won’t spend your day inside one carrier’s guidelines saying yes or no. You’ll help build what we collect, how we evaluate risk, how we package submissions, where we route accounts, when we escalate, and how we make Harper easier for markets to work with.
You don’t need to write code. You do need to be the kind of underwriter who, when they see a bad submission, doesn’t just think “this is incomplete” — they think: What should intake have asked? What should the system have extracted? What rule would have caught this? What makes this market-ready? What should we never send a carrier again? That instinct is the job.