At a glanceSummarised by Seekless from the posting.
Must have6
Detail-oriented KYC / CDD Analyst
Support periodic and trigger-based customer due diligence activities in line with the Bank’s customer risk rating framework and regulatory requirements
Strong understanding of AML/CFT, KYC, CDD, and EDD requirements
Practical knowledge of CBUAE AML/CFT Regulations and regulatory guidance
High attention to detail with strong documentation and analytical skills
Ability to manage multiple cases within tight timelines
Job Title: KYC / CDD Analyst
Location: Sharjah
Contract Duration: 6 months
Level: Analyst
Job Description
We are seeking a detail-oriented KYC / CDD Analyst to support periodic and trigger-based customer due diligence activities in line with the Bank’s customer risk rating framework and regulatory requirements.
Key Responsibilities
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Conduct periodic KYC refreshes and trigger-based reviews in accordance with internal policies and regulatory standards.
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Review, update, and maintain customer profiles, including:
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Customer identification and verification information
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Ownership and control structures
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Ultimate Beneficial Ownership (UBO)
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Nature of business, Source of Funds (SoF), and Source of Wealth (SoW)
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Ensure KYC records are complete, accurate, and up to date across core banking and KYC systems.
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Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for higher-risk customers, including:
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High-risk geographies
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Politically Exposed Persons (PEPs)
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Complex ownership structures
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Cash-intensive or high-risk industries
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Assess and document customer risk factors and apply appropriate risk ratings.
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Prepare clear and concise EDD narratives, including justifications for risk acceptance or escalation.
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Collect, validate, and review KYC documentation in line with regulatory and internal standards.
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Maintain proper documentation and audit trails to support internal audits, compliance reviews, and regulatory inspections.
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Adhere to defined SLAs and productivity targets while maintaining high quality standards.
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Liaise with Relationship Managers, Front Office, Operations, and Compliance teams to resolve KYC gaps and outstanding issues.
Required Knowledge & Skills
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Strong understanding of AML/CFT, KYC, CDD, and EDD requirements.
•
Practical knowledge of CBUAE AML/CFT Regulations and regulatory guidance.
•
High attention to detail with strong documentation and analytical skills.
•
Ability to manage multiple cases within tight timelines.