Product Strategy and Vision
· Define and communicate the product vision, strategy, objectives, and success measures for assigned payment and loyalty products.
· Align product strategy with company objectives, regional market opportunities, customer needs, and portfolio priorities.
· Lead product lifecycle management from discovery and business-case development through launch, optimization, and retirement.
· Identify opportunities for product convergence, platform reuse, standardization, and scalable regional capabilities.
· Establish measurable objectives and key results, including adoption, revenue, margin, customer satisfaction, operational performance, and delivery outcomes.
Requirements Gathering and Product Discovery
· Lead structured requirements-gathering activities with enterprise customers, internal product teams, commercial stakeholders, suppliers, channel partners, and end users.
· Develop and maintain customer personas, journey maps, use cases, process flows, and product requirement documentation.
· Translate business and customer needs into clear epics, features, user stories, acceptance criteria, and non-functional requirements.
· Facilitate discovery workshops, stakeholder interviews, design sessions, proof-of-concept reviews, and solution-validation activities.
· Balance competing requirements across customer segments, regions, payment channels, and product lines.
· Ensure requirements address usability, accessibility, performance, scalability, reliability, security, privacy, compliance, and operational supportability.
· Establish traceability between customer needs, business objectives, product requirements, delivery outcomes, and measurable benefits.
· Validate requirements with stakeholders and obtain appropriate business, technical, compliance, and operational approvals.
Roadmap Development and Prioritization
· Build, own, and continuously refine the North America payment solutions roadmap.
· Maintain short-, medium-, and long-term roadmap views covering capabilities, features, integrations, compliance mandates, technical enablers, and platform improvements.
· Prioritize roadmap investments using customer value, strategic alignment, revenue potential, risk reduction, regulatory urgency, delivery effort, technical dependencies, and total cost of ownership.
· Present roadmap recommendations and trade-offs to senior leadership and governance forums.
· Coordinate roadmap dependencies across engineering, architecture, cybersecurity, compliance, operations, sales, marketing, and other product leaders.
· Incorporate market requirements, customer commitments, payment-network changes, scheme mandates, certification timelines, and product lifecycle considerations into roadmap planning.
· Monitor roadmap execution and adjust priorities based on changing market conditions, delivery performance, customer feedback, and business results.
Delivery Leadership and Agile Execution
· Drive engineering priorities through Agile planning and Program Increment planning processes.
· Partner with engineering and architecture leaders to define release objectives, scope, sequencing, dependencies, and acceptance criteria.
· Participate in backlog refinement, sprint planning, system demonstrations, retrospectives, release planning, and dependency management.
· Ensure product backlogs remain prioritized, actionable, and aligned with roadmap objectives.
· Lead cross-functional resolution of scope, priority, dependency, quality, and delivery risks.
· Coordinate product readiness across development, testing, certification, deployment, operations, training, and support.
· Track delivery progress, risks, issues, decisions, and outcomes, escalating matters appropriately.
· Ensure delivered capabilities meet agreed requirements and provide measurable customer and business value.
Customer and Stakeholder Leadership
· Establish a consistent Voice of Customer program using interviews, advisory sessions, feedback analysis, usage data, and customer satisfaction insights.
· Build trusted relationships with strategic customers, commercial teams, channel partners, payment providers, and internal stakeholders.
· Represent customer and market needs in product, architecture, engineering, and executive discussions.
· Facilitate executive-level communications on product strategy, roadmap progress, risks, investment decisions, and outcomes.
· Influence without direct authority across geographically distributed and cross-functional teams.
· Communicate complex technical, commercial, and regulatory topics clearly to both technical and non-technical audiences.
Business Cases, Commercialization, and Financial Management
· Identify and develop business cases for new products, features, integrations, and platform capabilities.
· Quantify customer value, revenue opportunity, investment requirements, operating costs, risks, payback, and expected return on investment.
· Partner with finance and commercial teams to develop product forecasts, investment proposals, pricing models, and profitability analyses.
· Support packaging and pricing decisions using customer data, sales history, market intelligence, competitive analysis, and cost information.
· Monitor product performance against revenue, margin, adoption, retention, cost, and customer-value targets.
· Recommend corrective actions when products do not meet financial or market objectives.
Market and Competitive Analysis
· Conduct market research to identify customer trends, competitor offerings, emerging technologies, and unmet needs.
· Perform ongoing competitive analysis across payment hardware, software, loyalty, POS, gateway, acquiring, and integrated commerce solutions.
· Assess market-entry opportunities, product gaps, differentiation strategies, and potential threats.
· Use research and data-driven insights to influence product strategy, roadmap decisions, positioning, and investment priorities.
· Monitor relevant developments in payment technology, digital commerce, unattended payments, fuel retail, loyalty, fraud prevention, and customer experience.
Compliance, Standards, and Risk Management
· Maintain awareness of regional payment regulations, network requirements, scheme mandates, and industry standards.
· Partner with compliance, legal, security, architecture, and engineering teams to incorporate PCI, EMV, privacy, security, and other applicable requirements.
· Plan roadmap activities to account for certification, testing, approval, migration, and implementation timelines.
· Identify product risks and ensure mitigation plans are reflected in product and delivery planning.
· Support engagement with relevant industry organizations and standards bodies, including the U.S. Payments Forum, NACS, and Conexxus, where appropriate.
· Ensure product documentation and launch plans accurately reflect regulatory, technical, and operational requirements.
Go-to-Market and Product Enablement
· Partner with sales, marketing, customer success, implementation, and support teams to develop go-to-market strategies.
· Define product positioning, value propositions, target segments, use cases, launch plans, and competitive messaging.
· Provide sales enablement materials, product presentations, demonstrations, training, FAQs, and objection-handling guidance.
· Support customer proposals, solution workshops, executive briefings, pilots, and strategic account engagements.
· Coordinate internal readiness for product launches, including support processes, documentation, training, pricing, contracting, and operational procedures.
· Measure launch effectiveness and use market feedback to improve future releases.
Product Operations and Continuous Improvement
· Establish product governance, decision rights, operating processes, and documentation standards.
· Monitor product health using adoption, performance, quality, incident, support, customer, and commercial metrics.
· Identify opportunities to improve product usability, reliability, operational efficiency, and customer experience.
· Lead post-launch reviews and ensure lessons learned are incorporated into future planning.
· Maintain current product documentation, roadmaps, requirements, release plans, and stakeholder communications.
· Mentor product managers and contribute to product-management capability development.