Your role & work environment
Based in Luxembourg City, you will join ING’s Credit Restructuring & Recovery function, with an initial focus on the Business Banking real estate portfolio and a progressive scope covering Wholesale Banking and material Private Banking exposures. The role combines hands-on restructuring expertise, recovery strategy and portfolio oversight for higher-risk and non-performing clients, with a strong focus on value preservation, risk mitigation and responsible client outcomes.
You will act as a restructuring and recovery expert for complex or deteriorating credit situations, working closely with relationship managers, credit risk colleagues, legal advisors, external valuers and workout specialists. You will assess borrower viability, collateral values, repayment capacity, refinancing options, enforcement scenarios and restructuring proposals, helping to define clear strategies that balance recovery prospects, risk appetite, regulatory expectations and customer fairness.
The position offers exposure to complex restructuring scenarios, collateral management, recovery planning, non-performing exposure governance and later-stage restructuring of Wholesale Banking and material Private Banking clients. It provides the opportunity to strengthen ING Luxembourg’s approach to early intervention, workout management, impairment mitigation and sustainable recovery outcomes.