AVP-Ratings (SFG)
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Before you apply
Salary$162k – $234k
LocationNew York, New York, United States
Typefull-time
SeniorityVP
Experience3+ yrs
Company size10,000+ people
PostedSep 22, 2026 · 1mo ago
Verified live1d ago
At a glanceSummarised by Seekless from the posting.
Demonstrated expertise in structured finance credit analysis, with a strong command of CLOs, structured credit, corporate ABS, and related asset classes
Strong financial modeling skills, including the ability to build and stress-test cash flow models to evaluate transaction performance under various scenarios
Solid understanding of credit, structural, legal, and operational risks inherent in structured finance transactions
Ability to independently lead rating committee discussions, articulate credit opinions clearly, and defend analytical conclusions
Excellent written and verbal communication skills, with the ability to produce publication-ready research including presale reports, surveillance commentary, and market analyses
Strong stakeholder engagement skills, with experience interacting with arrangers, issuers, investors, trustees, servicers, and legal counsel
Proven ability to manage multiple transactions and competing priorities in a fast-paced, deadline-driven environment
Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency
Proven ability to implement AI-powered solutions to solve business challenges
Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use
Bachelor's degree in Finance, Economics, Applied Mathematics, Statistics, Financial Engineering, or a related quantitative field with at least three years of experience in credit analysis for structured finance transactions, or five years of experience in general credit analysis
Master's degree preferred
US work authorization (for US-based roles only)
Skills
CLOs
structured credit
corporate ABS
AI
Python (implied by AI tools)
Excel (implied by financial modeling)
Benefits
Medical
Dental
Vision
Parental leave
Paid time off
401(k)
Life insurance
Disability insurance
Accident insurance
Employee stock purchase plan
Tuition reimbursement
About the company
At Moody’s, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
•
Demonstrated expertise in structured finance credit analysis, with a strong command of CLOs, structured credit, corporate ABS, and related asset classes
•
Strong financial modeling skills, including the ability to build and stress-test cash flow models to evaluate transaction performance under various scenarios
•
Solid understanding of credit, structural, legal, and operational risks inherent in structured finance transactions
•
Ability to independently lead rating committee discussions, articulate credit opinions clearly, and defend analytical conclusions
•
Excellent written and verbal communication skills, with the ability to produce publication-ready research including presale reports, surveillance commentary, and market analyses
•
Strong stakeholder engagement skills, with experience interacting with arrangers, issuers, investors, trustees, servicers, and legal counsel
•
Proven ability to manage multiple transactions and competing priorities in a fast-paced, deadline-driven environment
•
Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use
Education
•
Bachelor’s degree in Finance, Economics, Applied Mathematics, Statistics, Financial Engineering, or a related quantitative field with at least three years of experience in credit analysis for structured finance transactions, or five years of experience in general credit analysis
•
Master’s degree preferred
Responsibilities
The AVP-Ratings Analyst plays a lead role in the rating and monitoring of structured finance transactions, with a focus on CLOs, structured credit, and corporate ABS, delivering high-quality credit opinions and engaging actively with market participants.
•
Act as lead analyst for structured finance transactions, including the analysis of credit, structural, operational, and legal risks
•
Analyze transaction performance, collateral characteristics, and structural features to formulate rating recommendations and credit opinions
•
Model cash flows and review transaction documentation to assess the impact of various stress scenarios and transaction performance outcomes
•
Lead rating committees and present analysis of transaction structures, legal considerations, and key credit risks
•
Communicate effectively with arrangers, issuers, investors, trustees, servicers, and external advisors
•
Represent the team in operational reviews, issuer meetings, and investor forums
•
Produce publishable research including transaction reports, sector commentary, market trend analyses, and thought leadership pieces related to structured finance
•
Monitor outstanding ratings and identify emerging risks and performance trends across structured finance sectors
•
Participate in special projects to enhance analytical frameworks, operational efficiency, and digital enablement initiatives
About the Team
The Structured Finance Ratings Team within Moody’s Structured Finance Group is responsible for the analysis, rating, and surveillance of a broad range of structured finance transactions across multiple asset classes. The team delivers timely, high-quality research on market developments and emerging risks, engages actively with issuers and investors, and contributes to industry dialogue through conferences, research publications, and thought leadership. Team members work in a collaborative environment focused on analytical excellence, innovation, mentorship, and long-term career growth, including the continued adoption of data-driven and AI-enabled analytical tools.
Benefits
For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Legal
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.
Candidates for Moody’s Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
For more information on the Securities Trading Program, please refer to the Securities Trading Policy on Moody’s Compliance Expo page
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.