Software Engineer- Money Engineering
Read straight from Atoms's careers page, verified 2d ago.Seekless can tailor your résumé to it.
Seekless can write your résumé for this posting first.
Before you apply
Salary$145k – $183k
LocationNew York, NY
Work modeon-site
Typefull-time
SeniorityMid
DepartmentENG Beam
EquityIncluded
Company size1,001–5,000 people
PostedMar 10, 2026 · 8mo ago
Verified live2d ago
May no longer be actively hiring
Posted by the company on Mar 10, 2026
At a glanceSummarised by Seekless from the posting.
Proficiency in backend programming languages like Java or Go
Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis)
Experience with cloud platforms like AWS, Google Cloud, or Azure
Understanding of RESTful APIs, microservices, and distributed systems
Strong debugging and problem-solving skills
3+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology
Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation
Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal)
Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data
Knowledge of fraud detection techniques and experience building or integrating with risk management systems
Skills
Java
Go
PostgreSQL
Redis
AWS
Google Cloud
Azure
RESTful APIs
microservices
distributed systems
Stripe
Adyen
PayPal
Benefits
Health insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
401(k)
Health savings account
Flexible spending accounts
Paid vacation
Paid holidays
Paid sick time
Paid parental leave
Commuter benefits
Pet insurance
Who we are
Atoms is building the machines that power the next era of progress.
Over the last decade, software has transformed the digital world. But the physical world, where food is made, minerals are mined, goods are moved, and industries are run, remains far less intelligent, far less efficient, and far more constrained. We’re changing that.
Atoms builds Physical AI— real-world robots for the industries that move civilization forward, starting with food, mining, and transport. Our systems are designed to understand, predict, and control the real world with precision, turning complex physical operations into something more reliable, more scalable, and more productive.
This work requires more than robotics. It requires deep integration across hardware, software, AI, operations, manufacturing, and real estate. We don’t just build machines in a lab. We deploy them into real environments, operate them, learn from them, and improve them until they work at scale.
We are roboticists, engineers, operators, and builders. We believe the next great technology companies will not only transform information, but the physical systems that shape everyday life.
If you want to work on hard problems with real-world impact, join us.
What you’ll do
•
Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
•
You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
•
You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
What we’re looking for
We value engineers who are passionate about building resilient, trustworthy financial systems and are excited to solve complex problems in the money domain.
Basic Qualifications
•
Proficiency in backend programming languages like Java or Go.
•
Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
•
Experience with cloud platforms like AWS, Google Cloud, or Azure.
•
Understanding of RESTful APIs, microservices, and distributed systems.
•
Strong debugging and problem-solving skills.
Preferred Qualifications
•
3+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
•
Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
•
Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
•
Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
•
Knowledge of fraud detection techniques and experience building or integrating with risk management systems.
Why join us
At Atoms, you’ll work on one of the defining challenges of our time—bringing automation into the physical world to drive real, lasting impact. We exist to uncover valuable unknown truths and turn them into progress, which means constantly pushing beyond what’s known and building what doesn’t yet exist. The work is ambitious and often challenging, but it’s grounded in a shared sense of purpose and a team committed to seeing it through together. Our work only matters if it serves others, and we know that meaningful progress depends on the trust of the people we serve and the strength of our team—so we invest in both, creating an environment where you can do your best work and grow.
What else you need to know
This role is based in our New York office. Atoms is a company driven by invention and continuous change - we are constantly reimagining our industries, building new products, and refining how we operate. We do our best work together. That’s why all of our office-based teams work onsite, five days a week.
The base salary range for this role is $145,000 - $183,250 per year.
Legal
Actual compensation will be determined on an individual basis and may vary depending on experience, skills, and qualifications.
Benefits
Base salary is just one part of your total rewards package. You may also be eligible for equity awards and an annual performance-based bonus.
Benefits Summary (USA Full-Time Exempt Employees):
•
Medical, dental, and vision insurance (multiple plans, incl. HSA options).
•
Company-paid life and disability insurance (short- and long-term).
•
Voluntary insurance: accident, critical illness, hospital indemnity.
•
Optional supplemental life insurance for self, spouse, and children.
•
Pet insurance discount.
•
401(k).
•
Health Savings Account (HSA)
•
Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)
•
Time Off policies:
•
Discretionary vacation days
•
8 paid holidays per year
•
Paid sick time
•
Paid Bereavement leave
•
Paid Parental Leave
Benefits are subject to change at the company’s discretion.
Atoms accepts applications on an ongoing basis.
Ready to join us as we serve those who serve others?