• Serve as a day-to-day compliance point of contact for sponsor bank partners — responding to diligence requests, preparing materials, and tracking open items to closure.
• Review new products, features, and market expansions for compliance impact, and translate applicable regulations and bank partner requirements into clear, actionable product requirements.
• Build and maintain compliance documentation: requirement matrices, policies and procedures, launch checklists, control descriptions, and risk assessments.
• Read and interpret bank partnership agreements, network rules, and regulatory guidance, and flag where product designs create obligations or gaps.
• Partner with Product and Engineering from the start of the design process so compliance requirements are built in rather than retrofitted.
• Support disclosure, marketing, and UX reviews for accuracy and consistency with consumer protection expectations (UDAAP, Reg E, Reg Z, Reg CC).
• Support bank partner oversight activities, audits, exams, and third-party risk assessments — including evidence collection, remediation tracking, and follow-up.
• Monitor regulatory and network developments relevant to card issuing, BaaS, and stablecoin-linked payments, and summarize the practical implications for the business.
• Track compliance deliverables and deadlines across multiple concurrent launches and stakeholders, escalating risks early and clearly.