We are seeking a detail-oriented and experienced Transaction Monitoring Compliance Officer to join our team in Sharjah on a contractual basis. The ideal candidate will have a minimum of 3+ years of UAE-based experience in AML compliance and transaction monitoring, with proven expertise in conducting AML investigations and filing STRs/SARs in accordance with UAE regulatory requirements.
Key Responsibilities
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Monitor daily transactions to identify unusual or suspicious activities in line with AML/CFT regulations.
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Conduct detailed AML investigations and analyze transactional patterns, customer profiles, and risk indicators.
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Prepare and file Suspicious Transaction Reports (STRs) / Suspicious Activity Reports (SARs) with the UAE Financial Intelligence Unit (FIU) via the goAML system.
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Escalate high-risk cases and provide clear documentation of findings and recommendations.
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Ensure compliance with UAE Central Bank, ADGM/DFSA (if applicable), and other relevant regulatory frameworks.
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Maintain accurate investigation records and ensure audit readiness at all times.
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Assist in periodic reviews of AML policies, procedures, and transaction monitoring rules.
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Support internal and external audits related to AML and compliance matters.
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Stay updated with evolving UAE AML regulations and regulatory guidance.
Requirements
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Minimum 3+ years of relevant AML/Transaction Monitoring experience within the UAE (mandatory).
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Proven experience in filing STRs/SARs through the goAML portal.
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Strong knowledge of UAE AML/CFT laws, regulatory requirements, and compliance frameworks.
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Hands-on experience conducting AML investigations and case management.
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Strong analytical, documentation, and report-writing skills.
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Ability to work independently and meet strict regulatory deadlines.
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Bachelor’s degree in Finance, Law, Business Administration, or a related field.