Personal Lines Excess & Surplus - Underwriter
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Before you apply
Salary$75k – $90k
LocationAZ-Gilbert
Work modeon-site
Typefull-time
SeniorityMid
Experience2+ yrs
EquityIncluded
Company size1,001–5,000 people
First seenNov 7, 2026 · 20h ago
Verified live20h ago
At a glanceSummarised by Seekless from the posting.
Bachelor's degree or equivalent work experience
Minimum of two years underwriting experience
Proficient use of Microsoft Word, Excel and Outlook
Strong interpersonal skills
Organizational and time management skills
Analytical and negotiating abilities
Work independently with a high level of authority and judgment
Ability to travel within assigned territory which may include some overnight stays
Ability to think outside the box and be flexible
Property & casualty insurance license, or the ability to obtain within 120 days of employment
Experience in or knowledge of wildfire prone states
ASLI or CPCU designations
Skills
Microsoft Word
Excel
Outlook
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our CSU High Net Worth department is currently seeking an excess and surplus personal Lines production underwriter. This role is responsible for underwriting and pricing renewal high net worth non-admitted homeowner business in the state of California with the opportunity to promote into underwriting new business. This position is based in our Gilbert, AZ headquarters.
Benefits
The pay range for this position is $75,000 - $90,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
•
work in partnership with producers and underwriting assistants to underwrite and price renewal high net worth non-admitted homeowner business in the state of California
•
determine individual risk acceptability, pricing, coverage, terms and conditions
•
develop, analyze and evaluate information and exposures for complex risks
•
achieve production and loss ratio goals within assigned regional territory
•
determine need for and secure appropriate reinsurance on individual accounts
•
develop successful business relationships with producers and reinsurers
Be equipped with:
•
proficient use of Microsoft® Word, Excel and Outlook a plus
•
strong interpersonal skills
•
organizational and time management skills
•
analytical and negotiating abilities
•
work independently with a high level of authority and judgment
•
ability to travel within assigned territory which may include some overnight stays
•
ability to think outside the box and be flexible
Bring experience or education from:
•
a bachelor’s degree or equivalent work experience
•
a minimum of two years underwriting experience
•
a property & casualty insurance license, or the ability to obtain within 120 days of employment (preferred)
•
experience in or knowledge of wildfire prone states (preferred)
•
an ASLI or CPCU designations (preferred)
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.