Collections Specialist
LocationBowling Green KY 0619
Work modeon-site
Typefull-time
SeniorityMid
Experience5+ yrs
Company size1,001–5,000 people
PostedMay 11, 2026 · 5mo ago
Verified live17h ago
At a glanceSummarised by Seekless from the posting.
High school diploma or equivalent required
5 years of experience in consumer finance collections or a related field
Familiarity with skip tracing tools and legal collection procedures
Strong organizational and documentation skills
Excellent verbal and written communication abilities
Proficiency in Microsoft Office and collection software systems
Ability to work independently and as part of a team in a branch environment
Bilingual (English/Spanish) is a plus
Associate or bachelor's degree preferred
Experience with auto loan or personal loan collections
Knowledge of repossession and legal filing processes
Skills
Microsoft Office
Benefits
Medical
Dental
Vision
Paid time off
Paid holidays
401(k)
Life insurance
Long term disability
Tuition assistance
Employee assistance program
About the company
At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. That’s one way we differ from our competitors. We are proud of what we as a team have accomplished. We will always strive for improvement, our motto since day one has been “Success is the only option.”
Benefits
Lendmark Financial Services offers a comprehensive benefits package for employees and dependents that includes medical, dental, vision benefits, paid time off, paid holidays, 401(k), life insurance, long-term disability, tuition assistance and an employee assistance program. We also offer optional benefits such as critical care, auto, home and pet insurance as well as other ancillary insurance options.
About the role
SUMMARY:
The Collections Specialist is responsible for managing delinquent accounts through direct customer engagement, legal processes, and administrative follow-up.
Responsibilities
MAJOR DUTIES/RESPONSIBILITIES:
• Initiate and manage outbound collection calls to customers with past-due accounts.
• Conduct skip tracing to locate customers who are unresponsive or have moved without notice.
• Prepare and file legal documentation for repossessions, garnishments, and other legal remedies.
• Draft and send collection letters in accordance with company policy and regulatory guidelines.
• Maintain accurate and up-to-date records of all collection activities in the system of record.
• Collaborate with branch staff and legal teams to escalate accounts requiring legal recourse.
• Monitor and follow up on accounts in litigation or repossession status.
• Ensure compliance with all federal, state, and local laws governing debt collection practices (e.g., FDCPA).
• Provide exceptional customer service while negotiating payment arrangements.
Requirements
BASIC REQUIREMENTS:
• High school diploma or equivalent required;
• 5 years of experience in consumer finance collections or a related field.
• Familiarity with skip tracing tools and legal collection procedures.
• Strong organizational and documentation skills.
• Excellent verbal and written communication abilities.
• Proficiency in Microsoft Office and collection software systems.
• Ability to work independently and as part of a team in a branch environment.
Nice to have
PREFERRED QUALIFICATIONS:
• Bilingual (English/Spanish) is a plus.
• Associate or bachelor’s degree preferred.
• Experience with auto loan or personal loan collections.
• Knowledge of repossession and legal filing processes.
WORKING CONDITIONS:
• Normal office conditions
If you are interested in a fast paced, high growth, team oriented and great culture environment, you’ll enjoy a career with us!