The Principal Analyst serves as a senior individual contributor responsible for translating complex medical and pharmacy data into actionable business insights that drive strategic decision-making. This role partners closely with Finance, Actuarial, Clinical, Product, Client-facing, and operational teams to evaluate healthcare cost drivers, utilization trends, financial performance, and opportunities to improve affordability and outcomes. The ideal candidate combines deep healthcare domain expertise with advanced analytical capabilities and experience supporting actuarial, healthcare economics, underwriting, risk management, value-based care, or strategic healthcare consulting initiatives. This individual is expected to move beyond reporting and serve as a trusted advisor who identifies risks, opportunities, and emerging trends across medical and pharmacy benefits.