Accounting & Financial Reporting
-Manage the end-to-end accounting cycle, including general ledger, accounts payable and receivable, fixed assets, accruals, provisions, and balance sheet reconciliations
-Review accounting entries and reconciliations to ensure the accuracy, completeness, and integrity of the Company’s financial records
-Manage monthly, quarterly, and annual close processes, ensuring accurate and timely completion
-Prepare and review financial statements under Lux GAAP and support Group reporting under IFRS, where applicable
-Oversee the work of the external fiduciaire and other accounting service providers, including preparation of statutory accounts and supporting schedules
Regulatory Reporting & Financial Controls
-Coordinate Finance-owned regulatory and prudential reporting to the CSSF and other relevant authorities, including own-funds and applicable financial returns
-Support the Finance aspects of safeguarding and related reporting and controls concerning client funds, working closely with the Payments Finance & Reconciliation Manager and relevant control functions
-Develop, implement, and maintain financial policies, controls, and procedures appropriate to a regulated Payment Institution
-Ensure appropriate segregation of duties, approval authorities, and financial controls are embedded across Finance processes
-Work closely with Compliance, Risk, Internal Controls, and other functions to ensure Finance meets its regulatory responsibilities
-Act as the principal Finance point of contact for external auditors and coordinate the annual statutory audit
-Prepare and maintain audit files, supporting schedules, and other financial evidence required for audit and assurance activities
-Coordinate Finance support for internal audit reviews and ensure agreed Finance-related remediation actions are implemented
-Manage corporate income tax, VAT, withholding tax, and other applicable Luxembourg tax obligations, working with external tax advisers as required
-Ensure tax filings and related payments are accurate and completed within required deadlines
-Monitor relevant changes in Luxembourg tax and regulatory requirements and assess their financial implications for the Company
Banking, Treasury & Liquidity
-Manage day-to-day banking relationships and Finance activities relating to the Company’s bank accounts
-Monitor cash positions and maintain cash-flow and liquidity forecasts to ensure appropriate funding of the business
-Support the CFO in treasury, funding, and liquidity management decisions
-Maintain appropriate controls over the Company’s own funds and banking activities
Budgeting, Forecasting & Management Information
-Lead the preparation and ongoing management of budgets, forecasts, and financial models
-Prepare monthly management information and financial reporting for the CFO, senior management, and Board
-Monitor financial performance against budget and forecast, providing clear variance analysis and commentary
-Develop financial analysis and insights to support commercial and strategic decision-making
-Support the CFO in monitoring the Company’s financial performance, cost base, and overall financial plan
Finance Processes, Systems & Business Support
-Establish and document scalable Finance processes, controls, and SOPs appropriate to the Company’s stage of development and growth
-Identify and implement opportunities to automate and improve accounting, reporting, and other Finance operations
-Support the selection, implementation, and ongoing development of accounting, ERP, and other Finance-related systems
-Provide Finance input into new products, commercial initiatives, system implementations, and other cross-functional projects
-Work collaboratively across the business and with Group Finance to ensure the Finance function supports the Company’s growth while maintaining appropriate financial discipline and control