Credit Risk Manager (First Line of Defense)
Read straight from American Express's careers page, verified 1d ago.Seekless can tailor your résumé to it.
Seekless can write your résumé for this posting first.
Before you apply
LocationLONDON, LONDON, United Kingdom
Work modehybrid
Typefull-time
SenioritySenior
Company size10,000+ people
First seenOct 22, 2026 · 1w ago
Verified live1d ago
At a glanceSummarised by Seekless from the posting.
Ownership of first-line credit risk governance for the UK market
Ensuring processes and controls remain effective, proportionate, and responsive to evolving expectations
Working with senior leaders across Compliance, Legal, Operations, Enterprise Risk, and the wider business
Bringing clarity to challenging issues
Influencing strategic decisions
Raising the standard for responsible credit risk management
About the company
Credit and Fraud Risk (CFR) is a global function, responsible for making the right credit and fraud risk decisions that uphold operational excellence, drive growth, and accelerate innovation across American Express. CFR combines technology and infrastructure with new computing techniques to make better risk decisions and provide real-time customer communications and fraud servicing.
About the role
We are looking for a Credit Risk Manager to join our UK Credit Risk organisation, a first-line function led by the UK Chief Credit Officer. This is an opportunity to shape the governance of credit risk strategies—enabling responsible, sustainable growth, meeting UK regulatory expectations, and delivering good customer outcomes.
Responsibilities
You will take ownership of first-line credit risk governance for the UK market, ensuring processes and controls remain effective, proportionate, and responsive to evolving expectations. Working with senior leaders across Compliance, Legal, Operations, Enterprise Risk, and the wider business, you will bring clarity to challenging issues, influence strategic decisions, and raise the standard for responsible credit risk management.
You will have significant visibility, genuine ownership, and the freedom to turn insight into action. Joining a collaborative, high-performing team, you will work with experienced leaders, broaden your influence, and make a measurable difference for customers and the business.
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
Benefits
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.